Fair Isaac, the developer of the proprietary model used for the widely accepted FICO credit score, has announced that it has reversed its 2007 FICO 08 decision to remove the effect of an authorized user on a credit card account on the credit score of the authorized user. Its press release explains that it [...]

The Associated Press reported last week that the Federal Reserve and the Federal Trade Commission announced its consideration of regulations requiring credit card companies and others making loans to disclose to consumers when the lender is using the borrower’s poor credit history to justify an increase in interest rates.
The notice would not be [...]

Whether you’ve misused your credit cards in the past and need to build your credit score or you can’t get a credit card because you don’t have any credit history, you’re problem is the same - you need to raise your credit score without a credit card.
TheStreet.com has just released a list of five ways [...]