I figured it was about time that I profile a few laws about credit card debt.  I’ve decided to start with the Fair and Accurate Credit Transactions Act of 2003 (FACTA).  FACTA is perhaps best known for allowing you annual access to a free copy of your credit report from the three major credit bureaus [...]

The recent hacking of the Oregon State University bookstore (reported here) has me wondering whether there is government regulation of websites which store the credit card numbers of users.  Through several Google searches, I couldn’t find any references to government regulation of this important area in the fight against identity theft.  What law or regulation [...]